The Chase Freedom Unlimited card is one of many available cash back credit cards. With this card, you’ll pay no annual fee, and earn anywhere from 1.5% to 5% cash back across various categories.
Cash back rewards for the Chase Freedom Unlimited card are earned as points, which don’t expire as long as your account is open. You can redeem any amount of points at any time, and even combine them with points you’ve earned with other Chase credit cards.
Learn how to calculate points and cash earned from your cash back credit card purchases by reading How to Calculate Cash Back Credit Card Rewards.
Cash Back
Cash back earned with the Chase Freedom Unlimited Card includes:
- 5% at grocery stores on up to $12,000 spent in the first year
- 5% on travel purchased through Chase Ultimate Rewards
- 3% at restaurants
- 3% at drugstores
- 1.5% on all other purchases
Sign-Up Bonus
As of October 2020, the sign-up bonus for new cardmembers includes:
- $200 cash back after you spend $500 on purchases in the first 3 months of account opening.
- 5% at grocery stores on up to $12,000 spent in the first year.
- 0% intro APR for 15 months from account opening.
Final Verdict
The Chase Freedom Unlimited cash back credit card offers very reasonable and competitive cash back on various categories. Naturally, this credit card is ideal for anyone whose spending aligns with those categories.
The 5% cash back at grocery stores is very generous and among the highest you’ll find for that spending category. Unfortunately, you only get 5% in the first year. After that, the cash back amount earned at grocery stores plummets to 1.5%, at which point you may want to consider using a different cash back credit card for your grocery store purchases.
For additional information regarding the Chase Freedom Unlimited Card, please visit Chase’s website.
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